Pay My Bill

Pay My Bill

A black and white icon of a receipt with a dollar sign on it.
A black and white icon of a receipt with a dollar sign on it.

Auto Insurance

Local Auto Insurance You Can Trust

Reliable auto insurance starts with clear guidance and dependable options. At Heneghan, White, Cutting & Roentz Insurance Agency, we help drivers in Jerseyville, IL and across our service areas choose smart, affordable coverage—no matter what they drive or how long they’ve been on the road.


We review your current policy, explain your options, and make sure you’re properly protected—from liability to full coverage. Whether you’ve got a clean driving record or a few bumps along the way, we work with multiple carriers to keep your rates competitive.

A man is driving a car with a woman and a child in the back seat.

What We Cover

From basic liability to comprehensive coverage, we’ll help you build a policy that fits your needs:

A black check mark on a white background.

Cars, trucks, SUVs, and specialty vehicles

A black check mark on a white background.

Classic and collector vehicles

A black check mark on a white background.

New drivers and multi-vehicle households

A black check mark on a white background.

Lock-in rate options available

A black check mark on a white background.

Rental car reimbursement and roadside assistance

Need help deciding? Our agents will walk you through each option so you can feel confident in your coverage.

Auto Insurance FAQs

  • Who can drive my vehicle?

    Most auto insurance policies cover licensed drivers in your household and anyone you’ve given permission to drive your car—provided they use it occasionally and responsibly. If someone drives your vehicle regularly, they may need to be listed on your policy.

  • Should I buy the auto insurance from the car rental facility?

    Rental car coverage is often included in your personal auto policy, especially if you carry full coverage. Before paying extra at the rental counter, check with us—we’ll let you know what’s already covered and what, if anything, you might need to add.

  • Can I get coverage if I’ve had tickets or accidents?

    Yes. We work with insurers who offer flexible solutions—even if your record isn’t perfect.

  • Will switching save me money?

    Often, yes. We compare rates from top carriers to find you a better rate or better value.

Pay My Bill

Pay My Bill

A black and white icon of a receipt with a dollar sign on it.
A black and white icon of a receipt with a dollar sign on it.

Let’s Get You Covered

We’ll handle the details and present options that match your budget and vehicle.